What’s Required for SBA Loans
SBA loan
requirements and Qualifications
We’re are a dedicated marketplace for SBA loans— Assisting small businesses in successfully funding loans for the entire United States. Get rates as low as 7.00% and Capital up to $6,000,000 with Direct Merchant Funding.
LOAN APPROVALS
$30,000 – $6 million
INTEREST RATES
7.00% – 9.25%*
PAYMENT TERMS
2 – 25 years
We are committed to help even more small businesses accomplish their goals.
We are committed to help even more small businesses accomplish their goals.

Requirements business needs when applying
Although there are many items that need to be checked off to complete and successfully get approved for an SBA Loan below are the bare essentials that must be be met. We not only help you to ensure you fully qualify, we also leverage our system of SBA lenders to match you up with lenders that approve of your specific business profile.
Yes
Business that will not qualify:
The SBA will not approve certain business types like
Gambling on (or offline in most cases), Life insurance, Spiratual doctrines or Religious teaching, Primarily political and activities for lobbying, oil wildcatting/drilling, mining, mortgage service, real estate development, or exclusive/private club membership business, Bail bondsman, or Pawnshops. You’ll find though, that more types are approved than disapproved.
And, what if I don’t qualify?
We have a variety of loan and business financing programs for businesses that are not able to qualify for an SBA loan at present or at the time when capital is desired. Our system gives the ability to provide a fast and easy approval process with affordable payments and great rates, Our market place increases the chance of getting you an approval. These alternatives can be a good product for times where money may be needed a lot faster than what the traditional process may take.
Our SBA banks increases the chance of getting an approval
and funding your loan. We do our part by assisting and providing the leverage needed to secure working capital. Grow with affordable capital options.
Our SBA banks increases
the chance of getting an approval
and funding your loan. We do our part by assisting and providing the leverage needed to secure working capital. Grow with affordable capital options.
Documents Required to Apply for an SBA Loan
Direct Merchant Funding SBA Loan program for small business

Personal & Business Tax Returns
Directapplicant must submit the 3 most previous years of business and personal tax returns.

Provide Financial Information

Provide Financial Information

Collateral

Other Documents
Like an “Income Statement,” or a Profit and Loss Statement to measure a financial performance over a specific period of time. Banking statemens, business license, etc. may also be required.

Got Questions? We’ve got the answers. Call (877) – FUNDING
Our specialists are highly experienced and dedicated to getting matched
with the best programs for your business needs
Got Questions?
We’ve got the answers.
Call (877) – FUNDING
Our specialists are highly experienced and dedicated to getting matched with the best programs for your business needs

Get pre-qualified for SBA, bank, and more Loan in minutes
Get pre-qualified for a loan program with NO IMPACT to your credit score.
We’re About Your Business. That’s Direct.
Direct Merchant Funding is dedicated to providing an experience that seamlessly goes from funding to the use of capital with vibrant clarity and a good feeling of your choice in our business financing products.
Quick and Seamless Process with Affordable Results
Quick and Seamless with Affordable Results
Direct's business capital market place has it all from SBA & Term Loans to Working Capital with no collateral needed. Options that work for your business.

Direct Merchant Funding has affordable
Loan programs for your business
As you decide to go with an SBA, Bank Term loan, or alternative type program we’ve simplified the application process in a few steps that are fast and easy with no confusion. “Lets connect to go Direct!”

Direct Merchant Funding offers flexible financing options for buisness owners who want to grow their small business intelligently with affordable capital options.
Start today or call (877) FUNDING
Available 9:00am - 7:30pm Monday - Friday
Contact Us
P: (877) FUNDING
#DirectMerchantFunding
info@directmerchantfunding.com
Direct's market place for business financing and capital make it easy and simple to get affordable options on getting capital that fits your business
Direct Merchant Funding
SBA, Bank, Term, Factor Loan Programs
Office No. (934) FUNDERS
667 route 109 ste 3038 west Babylon NY 11704

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