Direct Merchant Funding

Affordable Options for
Business Capital

We are a dedicated marketplace for small business funding— Assisting small business owners in successfully funding dreams across the entire United States. Get capital as low as 7.00% and funding up to $6,000,000 with Direct Merchant Funding.

“Lets connect to go DIRECT!”

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$30,000 – $6 million

A Wide Range Of

Capital & Loan Services

We are committed to help even more small businesses accomplish their goals. Our marketplace for funding helps increase approval rates for business owners by helping them fund their businesses by identifying banks and funders that will work with them.

Our partners allow us a variety of options for approval.  Among other choices, we also provide bank term loans and working capital for small businesses. A great alternative for those who may need faster access than the SBA loan process can offer.

Secure Client Marketplace

With our secure and simple process, you can prequalify in minutes with no impact on your credit score. Securing capital for business in as little as 1 day.

Awesome Rates & Terms

SBA loans have some of the best rates available, loans go up to $5,000,000 and have long term repayment plans. Get started today.

Simple & Easy Application

We’ve streamlined our application process for loans. We will provide you with all available options for funding loans and alternatives.

With Short Term bank loans, we can help small businesses secure capital even if they don’t qualify for an SBA loan. Alternative funding can still be used for many  business purposes. 


Direct Merchant Funding has capital for your business

We are committed to help even more small businesses accomplish their goals. Our marketplace for revenue based and SBA loans helps increase the approval rates for business owners by helping them fund their loans with the banks and funders that are willing to work with them.

SBA Working Capital and Debt Refinancing Loans

$25,000 – $5,000,000

Our marketplace is full of options for qualifying businesses that are seeking SBA loans or debt refinancing. These premium programs are good for allowing growth capital to enter the business on affordable and flexible terms. Uses range from: 

Debt refinancing

Refinance high-cost debt and save thousands.

Business expansion

Scale your business by adding new products or services.

Marketing Campaigns

Attract new prospects to grow your customer base.

Hire employees

Add needed staff to build your business.

Purchasing equipment

Purchase equipment to improve efficiency.

More Inventory

Purchase inventory to meet busy sales periods.

Simplified Application Process. Apply in just minutes with Direct.

Term Loans and Working Capital with Direct Merchant Funding

$15,000 – $3,000,000

We can offer Bank Term loans in the event a small business is not yet able to meet the requirements for an SBA loan. This is also for times when funds may be needed more urgently than the traditional process can take.

Debt refinancing

Pay debts off and increase your business daily cash flow.

Working Capital

Hire more staff, launch marketing campaigns, or add to inventory.

New Equipment

Buy new equipment, repair existing ones, or to expand.

A marketplace for true growth.

What clients of Direct say...

Owner, Delicate Edibles "After a friend of mine mentioned she was able to renovate her entire kitchen thanks to Direct Merchant, I decided to give it a go. I was shocked at how little I had to do once they took over, and I will certainly be passing the recommendation on"
Lisa Brighton
Owner, Extreme Graphics "Since we were only in business for 7 months, we were turned down by all of our local banks. Steve at Direct worked with us and was able to get us a line of credit that we have used ever since, will be 2 years next week!"
Jeff Goldsmith
Co-Owner, DC's Cycle Shop "When we needed money to purchase a piece of equipment we were getting a deal on, I was sure no one could pull it off within 36 hours. To my surprise, within minutes I had multiple offers and received the funds the next day"
Christian Miller

We’re About Your Business. That’s Direct.

Direct Merchant Funding is dedicated to providing an experience that seamlessly goes from funding to the use of capital with vibrant clarity and a good feeling of your choice in our business financing products.

Quick and Seamless Process with Affordable Results

Direct’s business capital market place has it all from SBA & Term Loans to Working Capital with no collateral needed.  Options that work for your business.

Hassle free Funding. So You Can Focus on The Most Important Thing, Your Business

As you decide to go with an SBA or Bank Term loan or any of the other financing options for your business growth, we’ve simplified the application process to a few steps that are fast and easy. 

Learn your options, then go & grow.