Direct Merchant Funding


Experts in finance, Specializing in customer service.

We’re are a dedicated marketplace for SBA loans— Assisting small businesses in successfully funding loans for the entire United States. Get rates as low as 7.00% and Capital up to $1,000,000 with Direct Merchant Funding.


$30,000 – $6MM


7.00% – 9.25%*


Up to 25 years

We are committed to help even more small businesses accomplish their goals.

Experts in small business loans, specializing in customer service

We realize capital for any business big or small is fundemtally important.  The task of pursuing the right funding options correctly can be tideous and cumbersome to say the least.  We are predicated and comitted to not just the funding outcome, but the process.  The experience and service to our customers are of top priority, so expect our reps to inform, guide and be there every step of the way to elimnate confusing and decisions made from lack of information.

Loan Specialists, not Salesmen

We are not sales people, we are dedicated staff of specialists. that beleive in our products and partners.  We are enthusiastic and exciting to help yuo thru this great decision of who and what loan program to go with for your business.

Got Questions? We’ve got the answers.
Call (877) – FUNDING

Our specialists are highly experienced and dedicated to getting matched with the best programs for your business needs

Get pre-qualified for SBA, bank, and more Loan in minutes

Get pre-qualified for a loan program with NO IMPACT to your credit score.

What you can expect. What you will not receive.

We can offer Bank Term loans for small businesses that don’t qualify for an SBA loan immediately. This is also for times when funds may be needed quicker.  Our system guided by our staff will present your best option with the ups and downs of each as it relates to your business.


Knowledgeable in all loan products available thru Directand partners.


Fancy quick talking sales jargon

Expedient and attentive

False hopes and expectaions

Products available for a wide range of business types

Pushy, aggressive, in a rush

Over 25+ years combined experience in this industry

Presenting options that are not in your best interest and benefit

A marketplace for true growth.

What clients of Direct say...

Owner, Delicate Edibles "After a friend of mine mentioned she was able to renovate her entire kitchen thanks to Direct Merchant, I decided to give it a go. I was shocked at how little I had to do once they took over, and I will certainly be passing the recommendation on"
Lisa Brighton
Owner, Extreme Graphics "Since we were only in business for 7 months, we were turned down by all of our local banks. Steve at Direct worked with us and was able to get us a line of credit that we have used ever since, will be 2 years next week!"
Jeff Goldsmith
Co-Owner, DC's Cycle Shop "When we needed money to purchase a piece of equipment we were getting a deal on, I was sure no one could pull it off within 36 hours. To my surprise, within minutes I had multiple offers and received the funds the next day"
Christian Miller

We’re About Your Business. That’s Direct.

Direct Merchant Funding is dedicated to providing an experience that seamlessly goes from funding to the use of capital with vibrant clarity and a good feeling of your choice in our business financing products.

Quick and Seamless Process with Affordable Results

Direct’s business capital market place has it all from SBA & Term Loans to Working Capital with no collateral needed.  Options that work for your business.

Experience goes along way. Let Directhelp you go further.

This great decision of who and what loan program to go with can be tedious and cumbersome.  We are here to eliminate the stress worry and lack of clarity that is normally associated with the business loan process. Let Direct Merchant Funding get you started.