Debt Refinance Options

Save more with an SBA loan
by refinancing your current balances

We’re are a dedicated marketplace for SBA loans— Assisting small businesses in successfully funding loans for the entire United States. Get rates as low as 7.00% and Capital up to $1,000,000 with Direct Merchant Funding.

Apply Now In Minutes

Debt Refinance Options

Save more with an SBA loan
by refinancing your current balances

Apply Now In Minutes

LOAN APPROVALS

$30,000 – 6 million

INTEREST RATES

7.00% – 9.25%*

PAYMENT TERMS

2 – 5 years

We are committed to help even more small businesses accomplish their goals.

Why should you refinance your balances with Direct?

Your existing debt is able to benefit from refinancing with a SBA consolidation loan. A wise step to take if you want to expand and save big huge amounts. Cumbersome and frequent payments can challenge day-to-day business operations. Extra cash flow can be used to help the business push towards growth. Let Direct Merchant Funding provide smart affordable solutions

You can use the capital to help your business in number of ways:

Merchant Cash Advance

Short Term Business Loan

High-Interest Business Loan

Daily or Weekly Payments

Business Credit Cards

How This Works

Direct Merchant Funding working capital programs for small business

Pre-qualify With No Impact to your Credit Score

Pre-qualify in minutes without disturbing your credit score. Easily provide basic information and we’ll automatically let you know if you pre-qualify for a business loan from $30,000 to $1,000,000. If you don’t qualify, you may meet other program requirements without applying again resubmitting information over and over.

Provide Your Financial Information

let us know how you plan to use your business capital, and provide us with financials about your business.
Your Directloan experts will be there to assist you thru the process from start to finish.

Get Your Funds Deposited to Your Account

Once we review your financials, and the needed documents for your application, we ensure your business has
the cash flow to afford and make your loan payments. Funds can then be in your bank account as soon as
a week after your application is submitted.

Savings can mean more inventory, staff, etc.

By using our low cost working capital loans you can save much and significantly add to your cashflow, giving your business the room needed to grow.

Let Direct Merchant Funding Funding help secure capital for your business

Pre-qualify in minutes without impacting your credit score from $30,000 to $350,000. Learn your option without re-submitting any information. Our simplified process makes it easy.

Questions? Call us (877) – FUNDING
Our Expert reps have the answers.

Get your free NO obligation quote NOW

View your options in minutes with our no obligation, no impact on your credit score free pre-qualification quote today.

Main requirements for SBA Refinance Loan

Must Have for SBA Refinance Loan

While these are the main requirments for SBA Refinance loan, should you not qualify we strongly recommend you getting a prequalify quote to view all of your options from the traditional to alternative financing programs as well. Let Direct Merchant Funding assist you in determining the best program for you.

Yes

Business owners must be U.S. citizens or legal permanent residents

2+ years in business

Business owners must have personal credit scores above 640

Cash flow to support loan payments

Bankruptcies or foreclosures in the last 3 years

Outstanding tax liens with no payment
plans

Credit Score below 450
(most cases is minimum)

Prequalify in seconds

Learn your options today with no impact on your credit
Select from $30,000 – $6,000,000

Learn your options today with no impact on your credit
Select from $30,000 – $6,000,000
in working capital today

A marketplace for true growth.

What clients of Direct say...

Clients of Direct say...

Lisa Brighton

Owner, Delicate Edibles

"After a friend of mine mentioned she was able to renovate her entire kitchen thanks to Direct Merchant, I decided to give it a go. I was shocked at how little I had to do once they took over, and I will certainly be passing the recomendation on"

★★★★★

Christian Miller

Co-Owner, DC's Cycle Shop

"When we needed money to purchase a piece of equipment we were getting a deal on, I was sure no one could pull it off within 36 hours. To my surprise, within minutes I had multiple offers and received the funds the next day"

★★★★★

Jeff Goldsmith

Owner, Extreme Graphics

"Since we were only in business for 7 months, we were turned down by all of our local banks. Steve at Direct worked with us and was able to get us a line of credit that we have used ever since, will be 2 years next week!"

★★★★★

SBA Loans to Unsecured Working Capital

Quick and Seamless Process
With Affordable Results

APPLY TODAY

SBA Refinance Loan can Save Your Business Thousands every Month. Get Started Today.

We are committed to help more small businesses accomplish their goals in a manner that is clear and stress free. Our simplified process helps increase approval rates and makes the process an easy one by which all options are clearly made available.

Get Started

Direct Merchant Funding offers flexible financing options for buisness owners who want to grow their small business intelligently with affordable capital options.

How it Works

Refinancing Debt

Business Capital

Commercial Realestate

SBA Loans

Partners

Referral Partners

Bank Partners