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SBA Loans

SBA financing for qualified businesses with long-term objectives.

SBA financing can be a strong fit for established businesses seeking longer repayment terms for eligible acquisitions, real estate, expansion, equipment, or refinancing needs.

How it fits

When sba loans may make sense

SBA financing can be a strong fit for established businesses seeking longer repayment terms for eligible acquisitions, real estate, expansion, equipment, or refinancing needs.

Common uses

Business acquisition
Owner-occupied commercial real estate
Eligible debt refinance
Long-term working capital
Equipment and fixed assets
Business expansion

What underwriting usually considers

Depending on the product, an underwriter may review business revenue, profitability, cash flow, time in business, industry, ownership, credit history, existing debt, intended use of proceeds, and any required collateral or guarantees.

Why structure matters

The lowest payment is not always the best structure, and the fastest approval is not always the best capital. The right financing should account for how the capital will be used, when the business expects a return from that use, and what repayment the company can reasonably support.

Important: SBA financing is made through participating lenders and subject to lender and SBA eligibility rules.

Ready to explore your capital options?

Start with a short business profile. We’ll use it to identify realistic financing paths.